Ready or not, the Christmas season is upon us. In fact, I am already being subjected to non-stop Christmas songs at work. As most of us wonder how much we will cut back our spending to counteract some difficult financial times, I offer you an early Christmas carol.
On the first day of Christmas, this economy gave to me. . . a shrunken 401k
On the second day of Christmas, this economy gave to me. . . 2 Bailout Packages and a shrunken 401K
On the third day of Christmas, this economy gave to me. . . 3 Survived Layoffs, 2 Bailout Packages, and a shrunken 401K
On the fourth day of Christmas, this economy gave to me. . . 4 Calls from Creditors, 3 Survived Layoffs, 2 Bailout Packages, and a shrunken 401K
On the fifth day of Christmas, this economy gave to me. . . 5 Golden Parachutes, 4 Calls from Creditors, 3 Survived Layoffs, 2 Bailout Packages, and a shrunken 401K
On the sixth day of Christmas, this economy gave to me. . . 6 straight spam dinners, 5 Golden Parachutes, 4 Calls from Creditors, 3 Survived Layoffs, 2 Bailout Packages, and a shrunken 401K
On the seventh day of Christmas, this economy gave to me. . . 7 Chapter 11′s, 6 straight spam dinners, 5 Golden Parachutes, 4 Calls from Creditors, 3 Survived Layoffs, 2 Bailout Packages, and a shrunken 401K
On the eighth day of Christmas, this economy gave to me. . . 8 neighborhood pawn shops, 7 Chapter 11′s, 6 straight spam dinners, 5 Golden Parachutes, 4 Calls from Creditors, 3 Survived Layoffs, 2 Bailout Packages, and a shrunken 401K
On the ninth day of Christmas, this economy gave to me. . . 9 Senate Hearings, 8 neighborhood pawn shops, 7 Chapter 11′s, 6 straight spam dinners, 5 Golden Parachutes, 4 Calls from Creditors, 3 Survived Layoffs, 2 Bailout Packages, and a shrunken 401K
On the tenth day of Christmas, this economy gave to me. . . 10 new soup kitchens, 9 Senate Hearings, 8 neighborhood pawn shops, 7 Chapter 11′s, 6 straight spam dinners, 5 Golden Parachutes, 4 Calls from Creditors, 3 Survived Layoffs, 2 Bailout Packages, and a shrunken 401K
On the eleventh day of Christmas, this economy gave to me. . .11 Sheriff Sales, 10 new soup kitchens, 9 Senate Hearings, 8 neighborhood pawn shops, 7 Chapter 11′s, 6 straight spam dinners, 5 Golden Parachutes, 4 Calls from Creditors, 3 Survived Layoffs, 2 Bailout Packages, and a shrunken 401K
On the twelfth day of Christmas, this economy gave to me. . . 12 Bank Failures, 11 Sheriff Sales, 10 new soup kitchens, 9 Senate Hearings, 8 neighborhood pawn shops, 7 Chapter 11′s, 6 straight spam dinners, 5 Golden Parachutes, 4 Calls from Creditors, 3 Survived Layoffs, 2 Bailout Packages, and a shrunken 401K
This post was featured as an editor’s pick in the 180th Carnival of Personal Finance
“On the second day of Christmas, this economy gave to me. . . 2 Bailout Packages and a shrunken 401K.” My 401k is more like a 204d at this point. Great post.
Funny while reading it, but after it sinks in it’s kind of sad and scary
Recessioon is going on but everyone must enjoy the christmas.
hey your funny, is that your Christmas recessions? you really made me laugh.
Ok. This is funny. I can almost picture you, glassy-eyed, with a pile of bills, 401k statements, and a can of spam on your desk while you wrote it.
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Funny post. In times like the present it is nice to see a post like this
I am glad I checked out your site. What you said is true. Thanks!
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Ha, this shit keeps getting better and better
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I just found your site. That was funny. I’ve been avoiding checking my accounts, but I updated Quicken today. Ouch. I had one account that was trading at $50 a share. Now it is down to $10. Big Ouch. At least I’m young.
cd :O)
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This is hilarious! Thanks for the (tart!) humor.
Did you see where some guy started a Spam restaurant? No joke: all the dishes have Spam in them. Apparently he’s doing a land-office business, too!
Buddy, can you spare a dime?
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Great post especially with the economy hitting the toll. Lets just hope there will be light at the end of the tunnel.
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Very funny post! I love it. I’ve been playing with my budget and it looks like I’m getting a couple of the things listed above, Shrunken 401k for sure.
I’m a positive thinker though and will continue to save and invest and of course budget!
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Christmas is here. But then, how could we be able to enjoy this coming Christmas when we are facing a recession. Maybe we can be happy but then I think there’s something missing. I mean our Christmas is not complete if we know that there are many problems that we have to solve first. Just like with mass layoffs going on. Adobe laid off 600, Viacom let go 850, NBCU let 500 go, and then telecommunications giant AT&T clipped 12,000 people off its workforce. These are despicable things, but they are the lesser of evils, if they keep these companies afloat. In the wake of this downturn, the banks, which were in part to blame for this turn of events, have also taken measures. Consumers have been bearing the brunt of most of these actions, which is ironic because it is precisely the consumers whose tax dollars were used to keep the large banking institutions out of trouble. Banks have been making credit more and more difficult to obtain, even to those with good credit. Fees for ATM use and overdraft or late payments have increased, in essence taking to the cleaners the very people who paid to keep these institutions out of the tank. However, some good may come of this, and it is a hard learned lesson. We, as a culture, have to learn about being more responsible with our debt, and with our credit use. Remember that payday loans are there if you need a helping hand. Click to read more on payday
bleak christmas… all one can do is feel amused and helpless
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Hope Next Christmas will be in a all new year, with out any remains of Recession.
This is funny. I can almost picture you, glassy-eyed, with a pile of bills, 401k statements, and a can of spam on your desk while you wrote it. Recession is going on but everyone must enjoy the christmas.hey your funny, is that your Christmas recessions? you really made me laugh.
This is a good year to remember what Christmas is all about. It certainly isn’t about material things. It’s about the new light that came into the world, and has stayed for 2,000 years!
Consumer confidence really is affected with the increasing unemployment rates. Christmas is fast approaching and more people are beginning to think of what to expect most especially with the current economic trends. Though, you still made it lighter with the 12 days of Christmas version.